Eyes Up

It’s Monday. Welcome to a new week. Today is the day for “Monday Ministry.” Did you know that Attorney Dean Burnetti went to seminary before he was called to the legal field?  The following is a devotion given to you by Dean…

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Acts 4:12  “There is salvation in no one else! God has given no other name under heaven by which we must be saved.”

I try so hard.  Do you ever catch yourself saying something like that when reflecting upon your efforts at living a Christian life?

eyesupUsually it’s in the face of feeling that you’ve failed or fallen short of living and walking close to God. You may have made a mistake. You may have done something that has created an obvious element of sin in your walk. You feel guilty, and you feel like you’ve fallen so far short of where you were supposed to have been and wanted to be for that matter.

It’s in those times that we just have to look to the strength of all that matters. The name of Jesus Christ is proclaimed to be the only source of salvation. It’s because of the gift that He has given us and our acceptance of that gift that we’ve been set free.

It is not because you work hard. It’s not because you say all the right things and read your Bible everyday. It’s because you’ve given our life to Jesus Christ, and He’s become your personal savior.

So don’t get caught up in the guilt trip, bathed in anxiety that you’ve somehow failed. You probably have, and you probably will, some more in the future.

Just because you’re born again doesn’t mean that you walk perfectly. It simply means that you walk in the light, and that light is Jesus Christ. Get rid of your guilt and keep your eyes up.  According to God, that’s all that matters.

Have a blessed day.

~Dean Burnetti

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It’s Here!

It’s finally Friday.  Happy Weekend, Friends!

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Has it been that long ago?

Welcome, friends, to today’s Throwback Thursday.  As you step aboard the Retro Bus, you may notice a newspaper flyer in your seat.  We’ll be taking that with us on our drive back to 1991.

Now that we’re here, you’ll notice we’ve parked in front of an old Radio Shack store.  Before we get off the Retro Bus, I’d like everyone to pull their cellphones out of their pockets and take a photo of the store for me.

Let’s step onto the sidewalk so we can peek through the store window better.  Check out the All Weather Personal Stereo for $11.88.  Then for $13.88, there’s an AM/FM clock radio.  For $7.88, we can get some in-ear stereo headphones.  $4.88 will buy us a micro-thin calculator.  Check out the extremely large mobile cellular telephone for $199.00.  Of course, we’ll “never drive alone again” if we shell out $49.95 for the mobile CB.  Then there’s the 20 number memory speed-dial telephone for only $29.95!  Wow!  There’s a 10 channel desktop scanner for $99.55.  A telephone answering machine for $49.95. A handheld cassette tape recorder was $29.95.  And, whoowieee, you could get a deluxe portable CD player for only $159.95!  That’s 80 minutes of music at a time!  Now, we’re approaching the big-ticket gadgets:  A VHS camcorder was a mere $799, and a Tandy 1000 TL/3 desktop computer was only $1,599.00!

This shopping trip would have cost us $3,054.82 back in 1991 (which, by the way, is  $5,655.36  in 2018 dollars!)

We didn’t include the Tiny Dual Superhet Radar Detector for $79.95 or the 3-way speaker with 15″ woofer for $149.95, because those are obsolete for today’s purposes…  Everything else listed above can be reduced to the less than 4 ounces of plastic, glass, and processors we each have in our pockets right now…  The very thing we used to take a photo of the store with before we got off the Retro Bus!

In conclusion, the bottom of the ad instructs us to “Check your phone book for the Radio Shack Store nearest you.”  When’s the last time any of us even saw a phone book?

We hope you’ve enjoyed today’s ride on the Retro Bus, and we hope to see you back next week!  Happy Throwback Thursday!

#ThrowbackThursday

#TBT

 

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Hurricane Michael Q&A

On our blog, Wednesday is typically the day you get to “Ask an Attorney” a legal question.  But with Hurricane Michael rapidly approaching, today, we’re here to answer some anticipated questions about hurricane damage.

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Quick Hurricane Michael Facts:

  • Michael is expected to make landfall along Florida’s northeastern Gulf Coast Wednesday.
  • A Category 4 or stronger hurricane has never made landfall in the Florida Panhandle.
  • Catastrophic storm surge and destructive winds are expected near the landfall in the Florida Panhandle.
  • Over a million power outages are expected, not just near the coast, but also inland after landfall.
  • Flooding is also a significant threat inland all the way into the Carolinas.

What if the hurricane damages my car?

If there is damage to your parked vehicle, it should be covered by your comprehensive coverage.  If you have comprehensive coverage on your auto policy, you should also be entitled to get a rental car while your car is being repaired.

What if the hurricane damages my house?

If there is damage to your house from flooding, your flood insurance will need to cover this damage.  If your home was damaged by high winds or flying debris, your homeowner’s insurance will need to cover this damage.

What if the hurricane damages my pool cage?

If there is damage to your pool cage, it is most likely from high winds or flying debris.  Because of this, your homeowner’s insurance will need to cover this damage.

What if the hurricane damages my yard?

Landscaping damage is similar to the damage to your house.  If there is damage to your yard from flooding, your flood insurance will need to cover this damage.  If your yard or landscaping was damaged by high winds or flying debris, your homeowner’s insurance will need to cover this damage.

What if the hurricane damages my shed, my firepit, or my child’s playset?

Outdoor damage is similar to the damage to your house.  If there is damage to your outdoor accessories from flooding, your flood insurance will need to cover this damage.  If your outdoor accessories were damaged by high winds or flying debris, your homeowner’s insurance will need to cover this damage.

What if the hurricane damages my personal belongings inside my house?

If the damage to your personal belongings was from flooding, your flood insurance will need to cover this damage.  If the damage to your personal belongings was from high winds or flying debris, your homeowner’s insurance will need to cover this damage.  If there is damage to your personal belongings, you will need to be prepared to provide proof or evidence of your ownership of the damaged property.  The best way to prove ownership is by bank or credit card statements, but taking a video of the contents of your home prior to the hurricane hitting may also help in your claim.

What if the hurricane damages my personal belongings inside my rental house?

You will have needed renter’s insurance to cover any losses sustained if you are a renter.  The landlord or owner’s insurance will need to cover structural damage, but your personal property within the rental home would fall under your renter’s insurance.  However, if the damage to your personal belongings was from flooding, you may not be covered unless your renter’s insurance included a provision for flooding.

Best wishes to everyone in Michael’s path!

~Dean Burnetti

[If you have a question for one of our attorneys, please write it in the comments below, and be sure to check back soon for a response.]

(The information contained herein is for informational purposes only, and does not constitute legal advice.)

 

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What to Do?

It’s “Tuesday Newsday,” the day when Dean Burnetti Law brings you news of recalls, legal or political events, or other important happenings…

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Hold onto your hats!  Batten down the hatches!  Hunker down!  Just as the world has stopped reeling (a little) from the devastating Tsunami in Indonesia that has claimed over 2,000 lives, and before that, Hurricane Florence that battered the Carolinas and claimed 55 lives, we have another Hurricane to make us wary.  Hard-charging Hurricane Michael gained strength early this morning as it heads toward Florida’s Gulf Coast, gaining Category 2 status and poised to roar through the state with historic devastation.

 The National Hurricane Center has warned that they expect the storm to make landfall Wednesday afternoon near Panama City as a Category 3 storm with torrential rains and sustained winds of up to 120 mph. Governor Rick Scott alerted us that we could expect to begin feeling Michael’s impact late today.

 He proclaimed from Florida’s Emergency Operations Center in Tallahassee that, “Michael is forecast to be the most destructive storm to hit the Florida Panhandle in decades.  It’s going to be historic, a massive storm that could bring devastation.”

 A state of emergency has already been called for 35 Florida counties, and evacuations have already been ordered in parts of 10 counties.

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 It’s no secret that a large number of people that are most affected by injuries or death during these natural disasters are the ones who were told to evacuate but refused to leave their homes.  And, as if it’s not bad enough that they suffer injuries of loss of their own lives or the life of a loved one, they are also the butt of scrutiny from people who see them on the news and think, “Why didn’t they just leave?  If they were too stubborn to leave their home during a mandatory evacuation, then they get what’s coming to them.” 

 The response to that is a resounding, “Nothing could be farther from the truth!”  You see, there are many factors that could prevent someone from evacuating a danger zone that have nothing to do with them being too stubborn to leave.  While it’s true that there are people who don’t realize that a hurricane is anything more than “some wind and rain,” they are actually in the minority of the people who won’t leave home. 

 

The fact is there are numerous reasons why a person may not leave their home when their area is being evacuated.  Let’s take a look at some of those reasons:

 ·        A family member in the house suffers from Alzheimer’s or dementia, and relocating them to an evacuation center would be so hard on them that the family chooses to take their chances staying home.

 ·        A child in the home has Autism, and any change can be so upsetting to them that the family feels it would be impossible to deal with them in an evacuation center.

 ·        The family has pets which they consider to be members of the family, and if they can’t take their pets, they can’t bring themselves to leave.

 ·        The family cannot afford to go to a hotel nor can they afford to drive the long distance to escape, and the local evacuation centers are full.

 ·        A family member suffers from agoraphobia or some other debilitating mental disorder, and they would suffer great mental duress if they were made to leave their home.

 ·        A family member suffers from a severe autoimmune disorder which means that being among a crowd in a tightly-packed evacuation center could literally kill them.

 ·        Likewise, a family member is under treatment for cancer and the chemotherapy and radiation they take depletes their immune system so much that they, too, cannot be among the general population because something as a small as a cold could easily turn into pneumonia and kill them.

 ·        Local law enforcement may prohibit certain people from entering evacuation centers (such as when Polk County Sheriff Grady Judd refused to allow people with active warrants, registered sex offenders, and registered sexual predators to enter any shelter during Hurricane Irma last year.)

 ·        The household consists of elderly people who are already confused and distraught about the pending storm and don’t know what to do.

 ·        The household contains someone with such a physical disability that they are not easily transported, and they fear that a shelter won’t be able to accommodate their special needs.

 ·        Perhaps they have certain dietary restrictions that make them feel like they would be prohibited from staying somewhere other than at home.

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 So, what can we do to help?  I’m glad you asked.  The first step it to get to know your neighbors and learn what special circumstances they might have that prevent them from evacuating a danger zone. 

 Perhaps they can ride with you to someplace other than a shelter, and you can split the expense so they are not burdened with the financial hardship alone. 

 Perhaps you have a friend or family member who would be willing to let your neighbors stay at their house so their immune system is not further compromised by being surrounded by hordes of strangers. 

 Perhaps you have a friend or family member who would be willing to let your neighbors bring their pets and stay at their house so they won’t have to abandon their furry companions. 

 Perhaps you have a friend or family member who would be willing to foster your neighbors’ pets until the danger has passed. 

 Perhaps you can help your special needs neighbors locate an elder center, assisted living facility, or nursing home where they can stay temporarily until the danger has passed and that is equipped to deal with their special needs.

 The point is, get to know your neighbors and their needs.  Find out why they don’t want to evacuate, then combine your creativity to see if you help them with a solution.  Who knows?  You might just save a life!

 Stay safe, Florida!

 

 

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He Makes the Difference

It’s Monday. Welcome to a new week. Today is the day for “Monday Ministry.” Did you know that Attorney Dean Burnetti went to seminary before he was called to the legal field?  The following is a devotion given to you by Dean…

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Psalms 94:17-19 – Unless the Lord had helped me, I would soon have settled in the silence of the grave. I cried out, “I am slipping!” but your unfailing love, O Lord , supported me. When doubts filled my mind, your comfort gave me renewed hope and cheer.

This last week, my wife Patti went through stem cell injections in her knee and shoulder. For her, that means for the next month and a half, her movement will be very limited and she will be spending a lot of time in a wheelchair wearing a sling and a brace. It definitely made me feel sorry for her on some level, because I hate to see her not being active as she usually is.

miracle

I remember Sunday as we were leaving church and I was pushing her out the door in her wheelchair, I was thinking about how much I hated to see her have to go through this.

As we rounded the corner, there came a family with a small child in a special wheelchair. He was obviously very handicapped.  We could see he would probably never leave the confinement of his chair.

No matter where we find ourselves in life, there is always someone just around our journey who is suffering in ways that are much worse than where we find ourselves.

But as I read today’s verses, I realized that even those in the worst place in life can have hope in Christ. For in that moment, we will all be changed to perfection in the presence of the Lord.

Hold to hope and cheer in Christ.

Have a blessed day!

~Dean Burnetti

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13 Days

Happy Friday, friends!  Well, here we are, 13 days into autumn, and the weather is finally starting to seem a (very) tiny bit less humid.  But hopefully none of us have a neighbor like this:

Have a terrific weekend, friends!

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